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Here’s how to choose between private flood insurance and National Flood Insurance Program coverage.Most people get flood insurance through the National Flood Insurance Program, which is sold by companies like Allstate and Liberty Mutual that are approved by FEMA. If you need higher limits or more coverage, the NFIP may not be the best flood insurance … Read more
The National Flood Insurance Program may not offer as much coverage as private flood insurance companies. Since the 1970s, almost all flood insurance in the U.S. has come from the National Flood Insurance Program, which is backed by the government. However, you may now have other options. More and more private flood insurance companies are … Read more
Flood insurance is sometimes a condition of your mortgage, but you may want to get it even if it’s not.Most homeowner’s and renter’s insurance policies don’t cover flood damage, so people who are at risk need separate flood insurance. Your home’s structure and your things are both covered by flood insurance. Nationwide, the average cost of … Read more
Have you thought about what would happen if your livestock died suddenly, whether you are a row crop farmer with a few steers to fill your freezer with beef or a livestock producer whose livelihood depends on it? You’ve worked your whole life to feed your family, this great country, and even people in other … Read more
What You Need to Know About Christmas Tree Farm Insurance Here’s what you need to know if you own a Christmas Tree Farm. Many families have a tradition of going to a Christmas tree farm to pick out a tree. For those of us who prefer “the real thing” to plastic, it can be a … Read more
Your farm runs with the help of different kinds of FARM MACHINERY and tools. You might have sprayers, planters, boilers, wagons, and a lot of other kinds of equipment on your land. All of these are important for keeping your farm running, whether you raise animals for slaughter, grow crops, or offer a variety of … Read more
A poultry farm is a farm that raises chickens, ducks, geese, and turkeys to produce eggs and/or meat to sell as food. Farmers who run chicken farms have to work hard to take care of all the tasks that come with raising birds. This includes taking care of the animals and making sure they are … Read more
As a business owner, you’re certainly well aware that your employees have the power to make or ruin your company. The primary goal of your personnel is to ensure that everything in your company functions smoothly. So it’s only natural that you’d take care of them in turn. Many firms provide their employees with a … Read more
It can be hard to decide on a Group Health Insurance plan for your business. As a business owner or administrator, you’re already swamped with other important back-end tasks for your business. When getting group health insurance, where do you start when there are so many options and things to think about? Even though we … Read more
As an auto mechanic, you also run a business, and every business has its risks. You might think that, as a business owner, you don’t need anything special for your insurance. But that isn’t always true. It’s important to have auto mechanics’ insurance, garage coverage, or “gatekeepers” insurance, and each one needs to be customized … Read more