How to Choose the Best Flood Insurance

Best Flood Insurance

Here’s how to choose between private flood insurance and National Flood Insurance Program coverage.Most people get flood insurance through the National Flood Insurance Program, which is sold by companies like Allstate and Liberty Mutual that are approved by FEMA.┬áIf you need higher limits or more coverage, the NFIP may not be the best flood insurance … Read more

Is Private Flood Insurance Right for You?

Private flood insurance

The National Flood Insurance Program may not offer as much coverage as private flood insurance companies. Since the 1970s, almost all flood insurance in the U.S. has come from the National Flood Insurance Program, which is backed by the government. However, you may now have other options. More and more private flood insurance companies are … Read more

What It Covers and Costs for Flood Insurance?

Flood insurance

Flood insurance is sometimes a condition of your mortgage, but you may want to get it even if it’s not.Most homeowner’s and renter’s insurance policies don’t cover flood damage, so people who are at risk need separate flood insurance. Your home’s structure and your things are both covered by flood insurance. Nationwide, the average cost of … Read more