What is covered by standard homeowners insurance?

standard homeowners insurance

homeowners insurance protects you financially against disasters, theft, and accidents that cause damage to your home. Most standard policies include four types of coverage that are important: coverage for your home’s structure; coverage for your personal belongings; protection against liability; and coverage for extra living costs. Coverage for your home’s structure Your homeowner’s insurance will … Read more


According to S&P Global Market Intelligence statistics, homeowners’ insurance premiums are rising faster than inflation, and Triple-chief I’s insurance officer predicts that trend will continue.According to S&P, premium rates are rising 11.4 percent on average across the country from 2017 to 2020. Rising material costs and supply-chain interruptions have recently pushed up home-replacement costs, and … Read more